Las Vegas Bankruptcy Lawyer

Chapter 13 Bankruptcy Services - Las Vegas Area

R. Nathan Gibbs LTD

Chapter 13 bankruptcy is for situations where you need to save your house, save your car, stop the IRS from garnishing your wages, bank accounts or other items. Chapter 13 is also where you can be protected from the creditors while you make scheduled repayments to get back to your fresh start. In this filing you have terms that are very favorable to you so that you can make your re-payments and thus complete your obligations under Chapter 13. In some cases a Chapter 13 can even eliminate 2nd and or 3rd mortgages.

Depending upon your income and circumstances, you may be required to file a Chapter 13 bankruptcy should you decide to file bankruptcy. While it is difficult to understand where you may fall, either Chapter 7 or 13, I can help you to understand which direction to take by explaining the best and worst case scenarios based upon our experience filing thousands of bankruptcies. Homes are usually the main asset in a bankruptcy, if you have 2nd and even 3rd mortgages on your home, and have a solid income, Chapter 13 may be better suited for your needs. With a free consultation I can determine which direction is best for you.

While Chapter 7 is a quicker fresh start, Chapter 13 is a longer process and because of this typical Chapter 13 Bankruptcies last on average for 5 years, but this is entirely depends on your specific case and can be longer or shorter. When the court sets your payments, you are required to make those payments. Over the term of the Chapter 13, there will be hearings that are very quick and informational. Let us help you decide the best course of bankruptcy to help you make a fresh start and get on with your life.

R. Nathan Gibbs, Esq. - Phone (702) 471-7454 - Fax (702) 471-6432 - R. NATHAN GIBBS, LTD.- 5280 S. Eastern Avenue, D-2, Las Vegas, Nevada, 89119- Serving Las Vegas, North Las Vegas, Summerlin, Henderson and Green Valley